The questions below are the ones we are asked most often, about the site itself, personal finance and crypto. If yours is not here, send it through the contact page and we will answer it — and probably add it to this page.
About ZenBlockk
What does ZenBlockk cover?
Two areas. Personal finance: saving, emergency funds, compound interest, loans and credit, mortgages and the basics of investing. Cryptocurrency: Bitcoin, Ethereum, blockchain fundamentals, DeFi, NFTs, Web3, trading, mining, security, and regulation and tax. You can see them all on the articles page or through the Articles menu.
Is the site free? Do I need an account?
Everything is free and there is no account, paywall or email gate. The site is paid for by display advertising, which is why you will see ads alongside the articles.
Do you give investment advice or recommend coins?
No. We explain how things work; we never tell readers what to buy, sell or hold, and we do not publish price predictions or trading signals. We are not licensed financial advisers in any jurisdiction. See our disclaimer.
How often do you publish, and how do you keep articles current?
We publish new articles regularly and revisit existing ones when the underlying facts change — fees, tax rules, protocol parameters and product features all move. Every article shows its publication date so you can judge how current it is.
I found a mistake. Will you fix it?
Yes, and thank you. Send the article and the error through the contact page. We verify it, correct the article and note what changed rather than quietly deleting it. Our full process is in the editorial policy.
Do you accept sponsored posts or guest articles?
No. We do not sell mentions, links, reviews or guest posts. Advertising on the site is display advertising only and is kept visually separate from what we write.
Can I republish your articles?
Not in full. You are welcome to quote a short passage with a link back to the original article. For anything more, ask us first — details in the legal notice.
Getting started with personal finance
I am new to money and investing. Where do I begin?
Start with the emergency fund, because a cash buffer is what keeps a bad month from turning into debt. Then read how compound interest works and how to start investing with $100. The free calculators let you try your own numbers.
Should I invest before I have savings?
That depends on your situation, and we cannot tell you what to do. What most mainstream guidance has in common is that it separates money you may need soon from money you will not touch for years, and it looks at high-interest debt first. Our guides on the emergency fund and on credit card interest explain the reasoning so you can decide for yourself.
Are your guides written for a specific country?
Most of our personal-finance guides use United States examples (401(k) plans, IRAs, FDIC insurance) and say so. Rules differ by country, so check your own tax authority and regulator; the resources page lists starting points.
Getting started with crypto
I know nothing at all. Where do I begin?
Read What is Bitcoin? first, then how blockchain technology works. Once the mechanics make sense, crypto scams and how to avoid them is the single most valuable thing a beginner can read.
What is a seed phrase, and why does everyone keep shouting about it?
It is the list of words that regenerates your wallet and therefore controls your funds. Anyone who obtains it can empty your wallet, and nobody can restore it for you if you lose it — there is no password reset and no support line. Write it down offline, keep it somewhere only you can reach, and never type it into a website, a chat window or a form.
Is crypto a good investment?
That is not a question anyone can answer for you, and we will not pretend otherwise. What we can say plainly: cryptoassets are highly volatile, largely unregulated, and a total loss is a realistic outcome. Never commit money you cannot afford to lose, and talk to a professional licensed where you live before making a decision.
Do I have to pay tax on crypto?
In most countries, yes — and often on more events than people expect, including swaps between tokens and staking rewards, not just cashing out. The rules differ significantly by country. Start with our guide to crypto taxes, then confirm your own position with your national tax authority or an accountant.
Privacy and advertising
What data do you collect about me?
Very little: what you voluntarily send through the contact form or comments, plus standard server logs and — only if you consent — analytics and advertising cookies. We never ask for financial or identity data. Full detail in the privacy policy.
Can I turn off personalised ads?
Yes. Use the consent icon shown on every page to change or withdraw your choice at any time. Our cookie policy also lists the external opt-out tools available to you.